True independence is having your own backyard. Find the perfect home in southern Alabama.
Key Features
-
![]()
Competitive Rates
-
![]()
Quick Decisions
-
![]()
Local Processing
Competitive Rates
Quick Decisions
Local Processing
Details
- Competitive, fixed rates for home purchase, refinance, or construction
- Available for primary residence, second homes, vacation homes, or investment properties
- A wide range of terms customized to your unique situation
- Helpful loan advisors with working knowledge of the local real estate market
- Refinance your current home to potentially lower your rate
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
Construction Loans
- Competitive rates for your home construction project
- Available for primary residence or second home construction
- Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
- Pay off interest quicker; payments are interest-only during construction phase
- Payments are made on the amount drawn on your loan sufficient to pay your builder
- Construction draws applied in stages based on work completed
Lot Loans
- Competitively low rates for your perfect lot of land
- Construction loans available for the building phase
- Repayment terms customized to your unique situation
- Transition from purchasing land and the building phase to monthly mortgage payments
- Local decision-making and processing
- Attentive service from lenders with a working knowledge of the local real estate market