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The Power of Independence.
Untitled Document
Business Banking
Checking Accounts
Small Business Checking
  • $250.00 minimum opening deposit required
  • No monthly maintenance fee when $500.00 minimum daily balance is maintained, otherwise $12.00 monthly maintenance fee
  • Free Online Banking and Bill Pay
  • Free business check card
  • No charge for deposited cash and coins
  • 150 transactions per month, $0.14 per transaction over 150
  • Overdraft interest charge of 13% will be applied to the negative daily balance.
Commercial Checking
  • $0.14 per item fee for checks/debits paid
  • $0.14 per item fee for items deposited up to 999 items after which charge is $0.10
  • $10.00 monthly maintenance fee
  • No charge for deposited cash and coins
  • Overdraft interest charge of 13% will be applied to the negative daily balance.
Non-Profit Interest Checking
  • $0.14 per item fee for checks/debits paid
  • $0.14 per item fee for items deposited
  • $10.00 monthly maintenance fee
  • No charge for deposited cash and coins
  • $500.00 minimum balance maintained in the account each day to obtain the disclosed annual percentage yield
  • Overdraft interest charge of 13% will be applied to the negative daily balance.
IOLTA Accounts
  • $10.00 monthly maintenance fee
  • To avoid monthly maintenance fee a daily ledger balance of $2,000.00 must be maintained or a monthly average balance of $5,000.00 must be maintained
  • First 150 checks/debits paid is free, then $0.14 per item fee for each checks/debits paid after 150
  • No charge for deposited cash and coins
  • Other activity charges apply as listed on Activity Charges document
  • Overdraft interest charge of 13% will be applied to the negative daily balance.
Southern Independent Bank. Member FDIC. Equal Housing Lender.